Jaw the Pointe, L.L.C., Petitioner v. Lexington Insurance Company, Respondent

Summary

The Texas Supreme Court affirmed the Court of Appeals, holding that the policy’s anti‑concurrent‑causation clause, read with the flood exclusion and the ordinance endorsements, excludes coverage for the costs of complying with city ordinances when both wind (a covered cause) and flood (an excluded cause) contributed to the loss, and therefore the insurer’s bad‑faith claim fails.