Bob Greene, as Next Friend of Lewayne Greene, Petitioner v. Farmers Insurance Exchange, Respondent

Summary

The Texas Supreme Court affirmed the lower court’s judgment, holding that the vacancy provision in Greene’s homeowners’ policy is enforceable and that no prejudice requirement applies because there is no breach of contract. The Court also criticized its prior material‑breach precedent as logically inconsistent but declined to overrule it, suggesting limited application to notice‑of‑claim and consent‑to‑settlement provisions.