State Farm Lloyds, Petitioner v. Becky Ann Johnson, Respondent

Summary

The Texas Supreme Court affirmed the Court of Appeals' order compelling State Farm Lloyds to participate in an appraisal of the hail‑damage loss under the policy’s appraisal clause, holding that the clause covers damage (the amount of loss) and not liability, and that the dispute was not a pure causation issue that would bar appraisal.