Greg Tanner and Maribel Tanner

Summary

The Texas Supreme Court held that Nationwide Mutual did not prove as a matter of law that its insured intentionally caused the Tanners' injuries, because the policy's intentional‑injury exclusion requires intent to cause the injury, not merely intentional conduct. Accordingly, the jury's verdict in favor of the injured family was affirmed and the appellate judgment was reversed. Justice BRISTER dissented, arguing that the insurer should be denied coverage because the reckless chase was conduct the driver ought to have known would cause injury.