Cash America International Inc., Petitioner v. Janola Bennett, Respondent

Summary

The Texas Supreme Court held that the Consumer Credit Commissioner does not have exclusive or primary jurisdiction over disputes between a pledgor and a pawnbroker concerning lost pledged property, so the trial court has subject‑matter jurisdiction and the appellate court's judgment is affirmed. Justice Owen dissented, arguing that the pre‑1999 Pawnshop Act required exhaustion of administrative remedies and raised constitutional objections.