Mid-Century Insurance Company of Texas, Petitioner v. Jack Kidd, Respondent; Nationwide Mutual Insurance Company…

Summary

The Texas Supreme Court held that the non‑duplication provision in standard automobile policies that offsets uninsured/underinsured motorist (UM/UIM) benefits by amounts previously paid under Personal Injury Protection (PIP) is valid and enforceable. Accordingly, the Court reversed the appellate courts' judgments and remanded the cases for the trial courts to apply the PIP offset and enter judgment consistent with this holding.