Mellon Mortgage Company, Petitioner v. Angela N. Holder, F/k/a Angela N. Hamilton

Summary

The Texas Supreme Court reversed the Court of Appeals and held that Mellon Mortgage Company owed no legal duty to protect Angela Holder from a sexual assault perpetrated by a third‑party police officer, because the assault was not foreseeable and Mellon had no control over the attacker. Accordingly, Holder's negligence claims were dismissed. The Court issued a plurality opinion, accompanied by two concurring opinions and a dissent that argued the duty analysis should follow traditional premises‑liability classifications.