Mellon Mortgage Company, Petitioner v. Angela N. Holder, F/k/a Angela N. Hamilton

Summary

The Texas Supreme Court held that Mellon Mortgage Company owed no legal duty to Angela Holder because her injury was not foreseeable, and therefore affirmed summary judgment in Mellon’s favor. The Court’s analysis focused on the two‑prong foreseeability test and applied the Timberwalk factors, concluding that the sexual assault was not a foreseeable risk to Mellon. Separate opinions dissenting and concurring were filed, with the dissent arguing that the plurality improperly bootstrapped proximate‑cause foreseeability into the duty analysis.