Texas Supreme Court
Celtic Life Insurance Company, Petitioner v. John D. Coats, Jr., Respondent
November 3, 1994885 S.W.2d 96
Summary
The Texas Supreme Court affirmed the appellate judgment but modified the award by eliminating trebled damages, holding that Celtic Life Insurance is liable for its agent's misrepresentations within the scope of actual or apparent authority, that reliance is not an element of DTPA recovery, and that treble damages are unavailable because the misrepresentations were not made knowingly.