Bank One, Texas, N.a., Petitioner v. Sunbelt Savings, F.s.b., Respondent

Summary

The Texas Supreme Court held that a bank served with a writ of garnishment is not indebted to a judgment debtor unless a deposit agreement creates a debtor‑creditor relationship. Accordingly, the Court reversed the Court of Appeals and affirmed summary judgment for Bank One. The decision clarifies the scope of a garnishment writ against banks.