Randal F. Black, C.o. Daniel and Lisa Jeanine Sudderth, Petitioners v. Victoria Lloyds Insurance Company, Respondent

Summary

The Texas Supreme Court reversed the Court of Appeals and remanded, holding that genuine issues of material fact exist regarding misrepresentation of liability coverage, waiver of the policy’s personal‑use exclusion, and the failure of the insurer’s summary‑judgment motion to address all asserted causes of action. Justice Hecht dissented, arguing that summary judgment should be granted.