Ranger County Mutual Insurance Company, Petitioner v. John Wesley Guin, Respondents

Summary

The Texas Supreme Court affirmed the Court of Appeals, holding that Ranger County Mutual Insurance Company was negligent under the Stowers Doctrine for failing to settle the claim within policy limits, and that the jury's verdict of negligence and damages was supported by the evidence. The dissent argued that the Stowers Doctrine should be limited to unconditional settlement offers and that the majority improperly expanded the insurer's duty.