Rotha Ramsay, Petitioner v. Maryland American General Insurance Company, Respondent

Summary

The Texas Supreme Court held that a Navy‑owned pickup truck used by a civilian employee for government work is not a "commercial automobile" within the policy exclusion, and that the term is ambiguous so the policy must be construed in favor of the insured. Accordingly, the Court reversed the Court of Civil Appeals and affirmed the trial court’s summary judgment for the plaintiff.