United States Fidelity and Guaranty Company, Petitioner v. Bimco Iron and Metal Corporation, Respondent

Summary

The Texas Supreme Court affirmed the Court of Civil Appeals, holding that the vandalism and malicious mischief endorsement covered the damage to the warehouse building caused by burglars, including repair costs, and that the insurer had waived the late‑filing proof‑of‑loss defense. A concurring opinion disagreed with the majority's construction of the endorsement, limiting coverage to building damage only.