Royal Indemnity Company, Petitioner v. Bob Marshall, Jr., Respondent

Summary

The Texas Supreme Court reversed the lower courts and held that the insurance endorsement limited liability to seven days for automobiles at unnamed locations not owned or controlled by the insured, and because the plaintiff's cars were at a third‑party repair shop for more than seven days, no coverage existed. The court affirmed that the policy language was plain and unambiguous and could not be expanded by the courts.