State Farm Mutual Automobile Insurance Company, Plaintiff and Appellee v. Deborah Vostad, Special Administratrix Of…

Summary

The court held that Jessica's death resulting from negligent carbon-monoxide exposure qualified as an accident under the State Farm policy, but affirmed the denial of uninsured-motorist coverage. Coverage was unavailable because the motor home was being used as a bedroom or premises rather than for a transportation purpose. The court therefore affirmed the circuit court's judgment as to State Farm.