Supreme Court of Rhode Island

Shilo D. Horsman

July 30, 2026

Summary

The Supreme Court of Rhode Island affirmed the Superior Court's summary judgment in favor of Travelers, holding that the decedent was not an individual Named Insured entitled to stack underinsured motorist benefits, that Travelers did not waive its right to contest stacking, that the policy's limit provision did not render coverage illusory, and that the state stacking statute does not apply to commercial fleet policies.