Regal Construction Corporation, Appellants v. National Union Fire Insurance Company of Pittsburgh, PA…

Summary

The New York Court of Appeals affirmed the Appellate Division, holding that the insurer must defend and indemnify URS as an additional insured because the injury to Regal's employee arose out of Regal's operations performed for URS. The Court interpreted the additional‑insured endorsement’s phrase “arising out of” to require only a causal connection to the insured’s work, applying a broad duty to defend.