Automobile Insurance Company of Hartford, Respondent v. Alfred S. Cook, Appellant, and Victoria Pruyn, as…

Summary

The New York Court of Appeals held that the homeowner’s insurer must defend the policyholder in the wrongful‑death suit because the complaint alleges negligence that could be covered as an “occurrence,” and because the policy exclusion for injuries “expected or intended” does not apply to the alleged negligent conduct. The Court reversed the Appellate Division and reinstated the Supreme Court’s declaratory‑judgment order.