Suzanne Lavanant v. General Accident Insurance Company of America, and Chubb Group of Insurance Companies

Summary

The New York Court of Appeals affirmed the Appellate Division, holding that the term “bodily injury” in the liability policy is ambiguous and, under the rule of construing ambiguities in favor of the insured, includes emotional distress without any physical injury. The court also affirmed the award of attorneys' fees to the plaintiffs.