Supreme Court of New Jersey

James G. Lowe, M.D. v. Bernard Audet

July 15, 2026

Summary

The Court held that insurance brokers, producers, and agents are not exempt from liability under the Consumer Fraud Act through a judicially created learned-professional or semi-professional exception. Because licensing and regulation do not create a sufficient conflict with the Act, the Court vacated dismissal of the consumer-fraud claim and remanded for further proceedings. The Court did not decide whether the underlying learned-professional exception remains valid and invited legislative clarification.