Jones v. Estate of Santiago

Summary

The court held that the evidence established, as a matter of law, that Eliud Santiago intentionally shot Annissa Jones, so the intentional-act exclusion in his homeowners policy barred coverage. Applying de novo review, the court concluded that the child's speculative and inconsistent deposition testimony did not create a genuine issue of material fact when considered against the physical evidence. The court reversed the lower-court rulings and rendered summary judgment for State Farm.