St. Paul Fire and Marine Insurance Company, Plaintiff and Appellee v. Jason Schilling, Pamela K. Godfrey, And…

Summary

The court affirmed summary judgment declaring that St. Paul had no duty to defend or indemnify Schilling in the underlying negligence action. It held that the automobile policy's on-the-job exclusion unambiguously barred coverage because Godfrey was an employee of the named insured, even though Schilling was an omnibus insured, and that the severability provision did not expand coverage beyond that exclusion.