Bryan Edward Menge v. Geico General Insurance Company

Summary

The Court affirmed summary judgment for MSAA because the businessowners policy expressly excluded bodily injury arising from the use of an automobile, and the plaintiff failed to establish a genuine factual dispute about the policy’s contents. It also affirmed summary judgment for GEICO because Rhode Island law barred the plaintiff from directly suing the insurer under the circumstances presented, and the plaintiff had no viable underlying contract claim. The plaintiff’s challenges to severance and discovery became moot after the contract claims failed.