Max True Plastering Company, Plaintiff v. United States Fidelity and Guaranty Company, Defendant/third Party…

Summary

The court held that Oklahoma may apply the reasonable expectations doctrine when interpreting insurance contracts. The doctrine may resolve ambiguous policy language and may override exclusions that are masked by technical or obscure language or hidden in policy provisions, but it does not permit courts to rewrite clear policy terms. The court answered the two certified questions without deciding whether the particular losses were covered.