Lyon Financial Services, Incorporated, D/b/a U.S. Bancorp Business Equipment Finance Group, Plaintiff-Appellant, V…

Summary

The court held that a breach-of-contract claim based on a contractual representation that future lease transactions would comply with the law is actionable without pleading reliance. It distinguished contract claims from tort and warranty theories, explaining that the parties' negotiated allocation of legal-compliance risk controls. The court answered the reformulated certified question in the affirmative but did not decide whether a warranty claim would independently be actionable without reliance.