Asli Jama v. Berkshire Hathaway Homestate Ins. Co.

Summary

The court affirmed summary judgment for Berkshire Hathaway because Jama was not occupying the covered vehicle when she was struck and therefore was not an insured under the policy. The court rejected her argument that coverage followed from the injury being a natural and reasonable consequence of using the vehicle, explaining that this principle did not extend coverage to a person who was not insured under the relevant policy.